“However, everything is looking very good: the index has been taking into account inflation, inflation is slowing, and the value of borrowing money on high yields is increasing,” says the report’s authors James Finucane, an economist at Swiss Re, and Thomas. Holzheau, an American economist. “We expect a decrease in the difference between the loss of the commercial and personal lines – about 20 ppt in 2022 – between the differences between the commercial lines: the increase in assets has increased; in the position, the profits are decreasing. We predict a growth of 7.5% in 2023 and 5.5% in 2024, ROE is going to 8.0% and 9.5% respectively.
